Because we don't use your FICO or traditional credit scores when evaluating your application, we strictly require 3 months of direct deposits in your banking history. We are unfortunately unable to consider job offer letters when assessing your application.
If you are a returning customer and you recently got a new job, we may be able to process your application without 3 months of direct deposits. We would ask for your bank account to show at least 1 month's worth of direct deposits so our underwriting team can understand your monthly income.