Why was I approved for less than I requested?

In certain situations, we want to approve your application because we truly believe you'll make a great borrower, but we want to ensure that our loan is sustainably affordable. In that situation, our underwriting team will offer you the amount they find will still help cover the cash crunch and build credit, without putting you at risk of not being able to cover your other expenses.

We completely understand if the offer they made will not suit your needs. If this is the case, please feel free to let us know, and we will cancel the loan. It will not appear as a credit inquiry on your credit score with the major credit bureaus!

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