When you are welcome to apply for another loan depends on the state you're in and when you last applied for a loan in our system.
For Florida borrowers,
Due to Florida regulations, we are unable to approve any loan applications from Florida borrowers within 24 hours of repayment of the previous loan.
Example: If the loan was complete as of Tuesday, October 14th, 2025 at 2:30pm ET, you may reapply after 2:30pm ET on Wednesday, October 15th, 2025.
For Ohio borrowers,
You may be able to apply for a new loan right away.
For all other states,
You may be able to apply for a new loan right away.
However, we do have a 7 day waiting period from a previous loan application (for all states).
If you run into any difficulties applying, please reach out to our customer support team at service@figloans.com.