If I apply today, when will I receive my money?

If you're coming to Fig, you need help quickly. 94% of Fig borrowers get their funds the next day after they submit their application. Plus, we now offer instant funding to get you cash within the hour. Almost all will receive their funds within 3 business days of their application. If you haven't received your funds in that timeframe, then there's been an issue that our service team will gladly help you to resolve.


To ensure you get your money as quickly as possible, here are some things to know:

  • We send money to the banks to fund loans at 5 p.m. EST every evening. Get your application in early in the day so that if approved, your funding goes out that same evening.
  • Double check that the account information at www.figloans.com/me/account is correct when you submit your Electronic Funds Transfer Agreement. Incorrect information here is the #1 cause of funding delays.

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